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Monzo vs Competitors

360° AI Visibility Analysis

Monzo
VS
Starling Bank
VS
Revolut
VS
Lloyds Bank
VS
HSBC UK
VS
NatWest Group plc
VS
Monzo Bank Ltd
Google Gemini Fintech, Banking 66 Queries Analyzed January 2026
🏆

Monzo Leads in AI Visibility

With 29.4% Share of Voice vs Starling Bank's 15.2%, Monzo dominates AI visibility in this analysis with a 14.2 percentage point lead.

Monzo
29.4%
Leader
Starling Bank
15.2%
Room to Grow

Share of Voice

Visibility Comparison

Share of Voice
29.4%
15.2%
55% Other
Mention Rate
48%
29%
23% Other

Sentiment Analysis

5.7
Starling Bank
Neutral
5.4
Monzo
Neutral

Detailed Metrics

Company Overall Score Mention Rate Citation Rate Primary Rec. Rate
Monzo
29.4%
48.5% 0.0% 33.3%
Starling Bank
15.2%
28.8% 0.0% 12.1%

Visibility by Query Intent

Informational (15 queries)
27%
Low visibility
Transactional (15 queries)
27%
Low visibility
Comparison (21 queries)
86%
Strong visibility
Recommendation (15 queries)
40%
Opportunity area

Visibility by Query Type

Generic Industry Queries (4)
0%
Brand-Specific Queries (56)
46%
Comparison Queries (6)
100%

Query Performance Matrix

C Cited M Mentioned - Not Present Gap Opportunity
Query Intent PlatformMonzoStarling BankRevolutLloyds Bank
hey so I need a banking and financial services - w... Informational Gemini----
so what's the deal with Monzo? worth looking into? Informational GeminiC---
my mate keeps going on about Monzo - are they actu... Informational GeminiC---
alright I'm ready to open a banking and financial ... Transactional Gemini----
how do I actually sign up for Monzo? Transactional GeminiC---
what do I need to get started with Monzo? Transactional GeminiC---
how do the main banking and financial servicess ac... Comparison Gemini----
is Monzo actually better than the other options ou... Comparison GeminiCMM-
what banking and financial services would you actu... Recommendation Gemini----
would you actually recommend Monzo yourself? Recommendation GeminiC---

Topic Analysis

6 topics analyzed

See which topics you dominate and where competitors are winning. Focus content creation on gap topics.

Comparisons

✓ STRONG
21 queries
Monzo 48%
Starling Bank 33%
Revolut 38%
Lloyds Bank 19%

Reviews & Reputation

✓ STRONG
14 queries
Monzo 36%
Starling Bank 21%
Revolut 14%
Lloyds Bank 14%

General Info

✓ STRONG
7 queries
Monzo 100%
Starling Bank 86%
Revolut 100%
Lloyds Bank 57%

Customer Service

✓ STRONG
6 queries
Monzo 100%
Starling Bank 17%
Revolut 17%
Lloyds Bank 17%

Account Opening

15 queries
Monzo 27%
Starling Bank 13%
Revolut 13%
Lloyds Bank 13%

Product Features

3 queries
Monzo 0%
Starling Bank 0%
Revolut 0%
Lloyds Bank 0%
4
Topics where you lead
0
Topics with gaps to close
2
Topics neutral/emerging

Business Impact Analysis

UK Account Switchers (Annual)
2.1M
AI-Influenced Decisions
18%
AI Search Growth (YoY)
+35%

AI assistants are becoming the first touchpoint for financial research

Customer Acquisition Impact
9,261
potential new customers/month
Based on 29.4% AI visibility
CAC Reduction Potential
£XXX
saved per customer
Upgrade to unlock
Competitive Position
Leading
14.2% ahead Starling Bank
Your visibility: 29.4% Top competitor: 15.2%

Customer Journey Coverage

Discovery & Research
27%
Critical Gap
Comparison Shopping
86%
Excellent
Final Selection
40%
Needs Work
Ready to Switch
27%
Critical Gap
Recommendation: Focus on creating content for the "Discovery & Research" stage

Technical AEO Score

65
/100
🟡 Foundation

Baseline ready

No barriers - competing on content merit

Visibility Impact
Up to 20%
Urgency
Optimize when convenient

Score Breakdown by Category

Schema.org Markup
5/25
AI Meta Tags
10/20
AI Crawler Access
15/20
Content Structure
20/20
Performance & Accessibility
15/15

Detailed Audit Results

Upgrade to Unlock
Example check passed - 5 pts
Example check failed - 0 pts
Another check passed - 5 pts
Unlock Full Audit

What does Technical AEO Score mean?

Technical AEO is necessary but not sufficient for AI visibility. A high score ensures AI assistants can access, understand, and attribute your content — but your content quality and authority determine if you actually win recommendations. Think of it like SEO: perfect technical setup removes barriers but doesn't guarantee rankings.

Strategic Recommendations

high

Increase AI visibility for Monzo

Monzo has low overall visibility (29.4%). Focus on creating authoritative content that AI systems can reference.

Could increase visibility by 30-50%
2

Additional Strategic Recommendation

Detailed action plan for improving AI visibility...

High impact

+9 more recommendations

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  • Full conversion metrics
  • Conquest opportunity analysis
  • Revenue projections by topic
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